Getting Bergners Credit Card should be considered by those people who often make their purchase at this store.
But is it really worth applying for?
This review will be helpful for those, who cannot decide if they should get the card or not.
Bergner’s is a department store that has been operating since 1889.
It has a range of sister stores, including Carson Pirie Scott, Elder-Beerman, Boston Store, Younkers, Bon-Ton, and Herberger’s.
Bergner’s cooperates with Comenity Bank, which allows them to issue their own.
The cardholders can earn reward points that can be used for making purchases at Bergner’s.
The very first thing that you should know about the card is that you can only use in this store chain or at their sister stores, but you cannot use it for paying for products at any other store.
That is why if you are not their loyal customers, you, probably, do not need it.
You can register at comenity.net/bergners in order to gain access to your card online.
After that, you will need to use the standard information to sign in and check your account information, including login and password.
What Do They Offer?
If you get Bergner’s, you can enjoy the following benefits:
- For every 200 dollars that you spend at the store, you will be given a 20-dollar reward. You can use your rewards for paying for products available at the price of at least $50. Expenses for large purchases can be covered by several cards;
- There are different special offers that allow you to get additional benefits, such as doubling your rewards;
- Cardholders can take advantage of a birthday discount;
- A range of other attractive discount offers.
What Are the Disadvantages?
Before you apply for this card, you should mind its disadvantages.
There is one major disadvantage, which is an interest rate of 25.24%.
Also, their APRs tend to change, and you should check this information out in your billing statement.
There is also a late payment fee that you can avoid by paying the minimum payment due or more.
All the information related to your account/credit card can be checked at comenity.net/bergners.
You can simply select “Remember Me” so that you do not have to provide the same information, such as login and password each time you want to log in.
As you can see from this review, there are both great advantages and serious disadvantages.
If you are a loyal customer of this store chain, you should definitely think of getting of Bergner’s Credit Card, but if you shop where rarely, you do not really need it.